What is the Spanish non-lucrative visa?

The non-lucrative visa lets non-EU nationals live in Spain without working, if they can show enough income or savings. The requirement is 400% of the IPREM index: about €2,400 a month (€28,800 a year) for the main applicant, plus about €600 a month for each dependant.

The IPREM is set by government and has stayed at €600 a month for 2026, so the figure has not changed from 2025. Applicants also need to show private health cover that works in Spain, a clean criminal record and other documents, and the application is made through the Spanish consulate in the country where you live.

You cannot work in Spain on this visa. Savings can be used instead of income if they are liquid and documented. It is wise to keep a buffer above the minimum.

Requirements are updated and consulates apply them in their own way, so check the consulate’s current list before you apply and consider an immigration lawyer. After arriving you register as a resident and get a TIE residence card.

General information, not legal or tax advice. Rules and figures were last checked in November 2026 and change, so take independent advice from a Spanish lawyer for your own purchase.